Chisholm Wealth Management is a fiduciary and is legally obligated to act in your best interest. That is not only required as a registered investment advisor, but also through the CFP Board as Jarrod is a CERTIFIED FINANCIAL PLANNER® professional.

I charge a quarterly fee based on your assets I manage or a flat fee for financial planning only. My asset management fee is 1.25% for assets I manage between $250,000 and $499,999. I then drop the fee down to 1% for assets over $500,000. Fees are negotiable over $2,000,000 in assets managed.

No, I do not sell any financial products. The only fee I receive is the transparent fee you pay me. I do not (and cannot) receive any sort of referral fees or commissions. Financial products are tools and I always look for the best one to tackle your job.

No, but I typically take on clients with around $250,000+ of assets to manage.

Yes, I believe it's the only way to really do financial planning. You have access to my financial planning software to always see the most up-to-date information. This is not a one time event either. I treat financial planning as an ongoing service that will make sure you stay up to date as your life changes.

I'm a solo practitioner. That means you get my full attention as I limit the amount of clients I take on.

It may be easier to tell you what I'm not: I don't time the markets, I don't predict the markets, and I don't buy individual stocks. I do believe in investing for the long-term (ignoring the noise of today), I believe in the power of the markets over the long term, and I believe in buying broadly diversified portfolios in the smartest most cost efficient way possible. These are the rules I subscribe to: Embrace Market Pricing, Don’t Try To Outguess The Market, Resist Chasing Past Performance, Let Markets Work For You, Consider The Drivers Of Returns, Practice Smart Diversification, Avoid Market Timing, Manage Your Emotions, Look Beyond The Headlines and Focus On What You Can Control.

Yes! And it will continually be updated via my financial planning software.

Depending on your needs, I typically do semi-annual meetings, one in the spring and one in the fall. Review my FAQ on investment philosophy to help tie this together. I'm human too... So when the markets get a bit scary, I'll likely reach out and remind you of the plan and the goals that were set. You will receive statements from your custodian (Schwab if I’m managing the account) as well.

I'm watching your portfolio week to week to take advantage of rebalancing opportunities. Usually, I’ll get a rebalance opportunity between one and four times a year. If you have a workplace savings plan (like a 401k), then I'm reviewing that quarterly based on the statement you send to me and then helping you get that updated, if needed.

All of your investments will be held at Charles Schwab, in an account, titled in your name.

No way. This is your money, held in your account. I'm able to trade for you and send money to you as requested.

Every spring and fall. Building out a complete financial plan takes time. I prefer to take it in chunks at a time throughout the year vs all at once.

You sure will! I'm not a tax advisor or attorney, so there are limitations in those areas, naturally. However, I will work with your CPA or attorney to discuss the details in depth to make an action plan. You're never navigating these situations alone, I'm always there to help!

I review your tax returns, but I do not prep them. I will talk all day long with your CPA about deductions, credits, AGI and the like. Since I have a holistic view of your financial situation, I can recommend ideas to discuss with your tax professional to only pay Uncle Sam what they are owed (sorry, no bonuses for the government).

I'm only 15 years into my career, so I easily have another 20 years in me.

I sure will, if you need them!

Investment management, financial planning, particularly for those approaching and in retirement. I also enjoy helping Christians manage their money according to Biblical principals, regardless of phase of life.